FIRE-ALLIED-PERILS-INSURANCE

Fire Insurance is an insurance which covers any accidental loss of/or damage to your property and/or interest caused by fire and other perils which is covered under the policy. Insurance companies in UAE generally refer to the UAE Standard Fire Policy.

Insured under UAE Standard Fire Policy are:

Fire
Lightning
Explosion
Impact of falling aircraft
Smoke

Extended coverage with additional premium that are usually offered by Insurance companies accompanying the UAE Standard Fire Policy are :

Riot, Strike, Malicious Damage (RSMD) plus Civil Commotion as per DAI version
Earthquake, Fire and explosion following earthquake, Volcanic Eruption, Tsunami
By abstraction from a safe using a key or duplicate key, unless it is obtained by violence or threat
Removal of Debris
Landslide/Landslip
Business Interruption
Typhoon Flood, Water Damage Windstorm
Smoke and Vehicle Impact.

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